This Website Privacy Policy pertains specifically to persons who visit www.mib.com and explains how MIB uses personal information that site visitors provide. Individuals who have applied for insurance with insurance companies that belong to MIB should also review MIB's Consumer Privacy Policy.

MIB is committed to the principle that you are entitled to know how any personal information that you provide is used when you visit this website. Except for personal information that you provide voluntarily when you submit a request for your MIB Underwriting Services Consumer File (if any) or a Policy Locator Service report, MIB does not collect or store any personal information on this website. As explained below, if you provide any personal information through this website, MIB collects only as much information as is necessary to complete your request.

If you are visiting MIB's website to request disclosure of your MIB Underwriting Services Consumer File (if any) or to dispute its contents, MIB will collect personal information from you. Please refer to MIB's Consumer Privacy Policy for additional information about the information that will be collected and how MIB will use it.

If you are visiting MIB's website to order a report from MIB's Policy Locator Service, MIB will collect personal information from you in order to verify your identity and fulfill your order. MIB will also ask you to provide information about the decedent so that we can conduct an accurate search of MIB's Policy Locator Service database. MIB partners with an industry-leading credentialing and authentication company that will collect information from you for the sole purpose of verifying your identity and confirming that the "subject individual" is deceased. MIB does not otherwise sell, share, transfer, lease or disclose the personal information that you provide to any third-parties. Any personal information that you provide to MIB in connection with MIB's Policy Locator Service will be securely collected and maintained and will be used solely to process your request. If you would like to review the specific categories of personal information that MIB will collect in order to process your request, please visit https://www.mib.com/pdf/pls_application.pdf

MIB is committed to safeguarding any personal information it collects on this website in a reasonable manner that reduces the risk of unauthorized disclosure, modification, or destruction, whether accidental or intentional. To accomplish this, MIB employs administrative, physical and technical safeguards that comply with applicable laws. MIB also implements and enforces robust security standards and policies through its Enterprise Information Security Program that are designed to protect the security and confidentiality of any individually identifiable information to which it has access.

This website uses Google Analytics, a web analytics tool that helps MIB understand how visitors interact with our websites so we can measure our sites' performance, and improve the user experience. Google Analytics uses first-party cookies to store and track visitor interactions such as: the speed a web page loads, the date and time a visit has occurred, whether a visitor has been to the site previously, what web pages were visited, and from what website or search engine was a visitor referred. Google Analytics asserts in its Privacy Policy that cookies are used to store only non-personally identifiable information. MIB uses Google's IP address masking protocol, which removes the last series of decimal values of the visitor's IP address prior to its use and storage. Website visitors who don't want their visit data reported by Google Analytics can install the Google Analytics opt-out browser add-on. For specific information on Google's use of data from their Google Analytics tool, please consult that tool's Privacy Policy.

This website contains links to third-party sites which are not controlled by MIB. Please be aware that MIB is not responsible for the privacy practices of these other sites. We encourage our visitors to be aware when they leave our site and to read the privacy statements of each and every website they visit. If you decide to access any of the third-party sites linked to this site, you do so entirely at your own risk.

By using MIB's websites, you are consenting to the practices described in this Website Privacy Policy. MIB reserves the right to modify its Website Privacy Policy at any time. If MIB should decide at some future time to make material changes to its Website Privacy Policy, such changes will be prominently posted on this website. Your continued use of MIB's website after any change is made to this Website Privacy Policy will constitute your acceptance of such change.

This policy is provided for informational purposes only. Nothing in this policy is intended to create a contract with any individual.

If you have any questions or comments about MIB's Website Privacy Policy, please e-mail us at: privacy@mib.com.

Last updated: April 4, 2016